If you’ve ever been sideswiped – or hit by a truck – by the side of the road, you know that the whole situation is quite scary.
No matter what size the truck is or if you have insurance, being hit by a car is never fun, as you’ve likely seen from all the crash videos online.
You might have some lingering questions about dealing with insurance claims after being hit by a truck, especially if it’s your first time going through this process.
Fortunately, the insurance claims process for trucks is clearer than you might think, so keep reading for everything you need to know.
File a Police Report and Collect Evidence
The first step for handling an accident claim after being hit by a truck is to file a police report and collect evidence to support the claim. Making sure to document the incident in accurate detail is essential.
Take pictures, as well as dates, times, locations, and driver details. Witnesses should also be listed and contacted.
Have an official report and evidence, such as cell phone photos, dashcam footage, or surveillance video, to corroborate the claim. It can help with receiving a successful accident settlement.
Submit the police report to the insurance company and keep a copy for personal records.
Learn About the Insurance Company’s Claims Process
Every company may have different procedures, so you must be aware of those specific to your insurer. Contact your insurance company and inform them of the details and your progress in the insurance claim process.
Stay in contact and send all evidence and paperwork promptly to ensure accuracy in the claim’s handling. Familiarize yourself with the applicable state laws in case there is a dispute.
Get Expert Advice to Negotiate a Favorable Settlement
Contact a truck accident lawyer who specializes in personal injury cases. They can guide you in filing a claim, assessing the financial damages, and strategizing the best legal action.
It is also essential to document any expenses related to the accident. This could include medical care, auto repair costs, lost wages, and other related expenses.
Contacting the insurance company is essential to reach a fair settlement.
When to Consider Legal Action Against the Person Who Hit You
Most insurance companies will handle the claim and cover any medical expenses and property damage. If the insurance company is reluctant to pay for your loss, you may decide to take legal action against the person who hit you. Before taking the next step, consult with an attorney to discuss your rights and options.
It is crucial to determine if the person who hit you can be held responsible for your medical expenses, lost wages, property damage, and other losses you have suffered due to the accident. Ask your attorney to help you build a strong case if you decide to pursue legal proceedings.
Know the Insurance Claims After Being Hit by a Truck
It is important to remember that filing an insurance claim after being hit by a truck can be a complicated process. But, understanding what steps to take and building a solid case can help people receive the best possible outcome.
Contact a personal injury lawyer to ensure you have the representation and expertise to maximize your claim.
Are you looking for more helpful advice? Check out the rest of our blog!
